Vision vs Medical Insurance

Vision vs Medical Insurance

Vision vs Medical Insurance

Vision vs. Medical Insurance - An explanation

A vision insurance policy is not the same as health insurance. Regular health insurance plans protect you against financial losses due to unexpected eye injuries or disease. Vision insurance, on the other hand, is a wellness benefit designed to provide routine eye care, prescription eyewear and other vision-related services at a reduced cost.

Vision insurance usually involves a fixed benefit or set of benefits which can be utilized to receive annual wellness eye examinations and materials such as eyeglasses and contact lenses. The plan predetermines the benefits, as well as how often the benefits can be utilized. Vision insurance does not cover medical eye care. If a medical symptom or diagnosis exists, vision insurance will generally not cover the visit. Conditions covered on vision insurance include nearsightedness (myopia), Farsightedness, (hyperopia), astigmatism, and presbyopia.

​​​​​​​Medical insurance involves the diagnosis and treatment of medical conditions related to the eyes and visual system. Medical insurance may cover the cost of your eye exam if there is a medical diagnosis. Materials such as eyeglasses and contact lenses are not covered by medical insurance. Some common medical conditions of the eye include cataracts, glaucoma, and age related macular degeneration.

none 9:00 AM - 5:00 PM 9:00 AM - 5:00 PM 9:00 AM - 5:00 PM 9:00 AM - 5:00 PM 9:00 AM - 5:00 PM Closed Closed optometrist 7024522020 Mon-Sat 9am-6pm
Sun 10am-5pm 7023417254 Mon-Sat 10am-6pm
Sun 11am-5pm Lake Mead Inside LensCrafters 7361 W Lake Mead Blvd # 104
Las Vegas, NV 89128 9460 W. Flamingo Rd Ste# 100
Las Vegas, NV 89147 Meadows Mall Inside LensCrafters 4300 Meadows Ln #126
Las Vegas, NV Las Vegas, NV, 89107 St. Rose Inside LensCrafters - South Fork Pointe 9975 S Eastern Ave #100
Las Vegas, NV, 89183 Galleria Mall Inside LensCrafters 1300 W Sunset Rd #1617
Henderson, NV, 89014 Pearle Vision at N Green Valley Pkwy 1000 N Green Valley Pkwy. Suite 420
Henderson, NV 89074 Pearle Vision at S Maryland Pkwy 9770 S Maryland Pkwy. Suite 10
Las Vegas, NV 89183 Pearle Vision at Nellis Blvd 230 N Nellis Blvd
Las Vegas, NV 89110 Pearle Vision at Sunset Rd 1381 W. Sunset Rd Suite 120
Henderson, NV, 89014 Pearle Vision at Sahara Ave 8145 W Sahara Ave #510
Las Vegas, NV, 89117 Pearle Vision at Tropicana 6160 W. Tropicana Ave Suite E-4
Las Vegas, NV, 89103 Pearle Vision at N. Rainbow 2021 N Rainbow Blvd #100
Las Vegas, NV, 89108 Pearle Vision at S. Rainbow 7090 S. Rainbow. Blvd Suite 100
Las Vegas, NV, 89118 Pearle Vision at Valle Verde 75 S. Valle Verde Pkwy. Suite # 100
Henderson, NV 89012 Pearle Vision at Rampart Blvd 2279 N Rampart Blvd.
Las Vegas, NV 89128 Pearle Vision at Windmill 8025 S Rainbow Blvd.
Suite 104 Las Vegas, NV 89139